Healthcare Knowledge Assessment

#1. What does “Rx” on a prescription mean?

Over-the-counter

Pharmacy

Prescription

Refill

#2. If a doctor tells you to take a medication “once daily,” how often should you take it?

Every 6 hours

Once a day

Twice a day

Every other day

#3. What is the purpose of a primary care provider (PCP)?

To provide routine check-ups and coordinate your overall care

To perform surgeries

To only treat urgent illnesses

To manage your insurance plan

#4. What does “OTC” stand for in relation to medications?

Off-the-counter

Over-the-counter

On-the-card

Optional treatment choice

#5. Why is it important to read a medication’s label?

To understand the cost

To know the correct dosage and potential side effects

To find the manufacturer’s address

To confirm the pharmacy’s location

#6. What does a “co-pay” refer to in health insurance?

The total cost of a medical service

The amount you pay at the time of a doctor’s visit

The monthly fee for health insurance

The part of the bill the insurance covers

#7. Which of these services is typically considered “preventive care” and covered by insurance?

Flu shot

Prescription medication

MRI scan

Surgery

#8. If you’re prescribed medication and can’t afford it, what should you do?

Stop taking the medication

Ask your doctor about generic or lower-cost options

Buy it online without a prescription

Borrow someone else’s medication

#9. What does an Explanation of Benefits (EOB) tell you?

The total amount you owe for a visit

A breakdown of what your insurance covered and what you may need to pay

A receipt for payment

A letter confirming your insurance coverage

#10. What’s the difference between urgent care and the emergency room?

Urgent care is for non-life-threatening issues; the ER is for emergencies

Urgent care is more expensive than the ER

The ER treats only chronic conditions

Urgent care requires a referral

#11. What does the term “in-network provider” mean?

A doctor or facility your insurance plan has contracted with, usually at a lower cost to you.

A doctor that is available 24/7

Any doctor within your city

A provider who only accepts private insurance

#12. What should you do if your insurance denies coverage for a medical procedure you need?

Pay for it out of pocket

File an appeal with your insurance company C. Find a different doctor immediately

Find a different doctor immediately

Stop seeking the procedure

#13. What does a high deductible health plan (HDHP) mean?

A plan with low monthly premiums but higher out-of-pocket costs before insurance starts paying.

A plan that covers only major medical emergencies

A plan with no out-of-pocket costs

A plan only for wealthy individuals

#14. If you are prescribed antibiotics, what should you NOT do?

Take the full course as prescribed

Share them with someone else

Store them at room temperature unless directed otherwise

Ask your doctor about side effects

#15. What is the best way to prepare for an upcoming doctor’s appointment?

Show up and rely on the doctor to ask all questions

Write down your symptoms, medications, and questions beforehand

Bring only your insurance card

Cancel the appointment if you feel slightly better